Bandhan Bank has announced its financial results for the fourth quarter of fiscal year 2024-25. This was announced in the presence of Ratan Kumar Kesh, Rajinder Kumar Babbar, Partha Pratim Sengupta and Rajeev Mantri.

The bank’s total business increased by 11%, closing at Rs.2.88 lakh crore. Retail deposits now account for nearly 69% of total deposits. The Bank’s expanded distribution network, improved operational efficiency, and favourable business environment all contributed to the growth observed in the previous quarter. The net profit for the financial year 2024-25 was Rs 2745 crore.

The bank now serves over 3.15 crore customers through 6,300 banking outlets in 35 of India’s 36 states and union territories. Bandhan Bank has nearly 75,000 employees.

In Q4 FY25, the bank’s deposit base increased by 12% year on year, reaching Rs 1.51 lakh crore. Advances totalled Rs 1.37 lakh crore during the same period. The Current Account and Savings Account (CASA) ratio remains healthy, at 31.4% of total deposits. The Bank’s Capital Adequacy Ratio (CAR), a key indicator of financial stability, stands at a strong 18.7%, well above the regulatory threshold.

Speaking about the bank’s performance, MD & CEO Partha Pratim Sengupta stated, “Bandhan Bank‘s performance reflects balanced, sustainable growth driven by strong governance, risk management, and stakeholder trust. As we transition to Bandhan Bank 2.0, our focus remains on customer-centric, digital-first solutions, expanding distribution, diversifying assets, and improving experiences—positioning us for long-term value and growth”.

The bank is focusing on diversifying its asset base, with a strategic emphasis on expanding its retail portfolio. Accelerating digitisation remains a top priority for increasing efficiency, productivity, and improving the customer experience.

Priyanka Dutta