For the first quarter of the fiscal year 2025–2026, Bandhan Bank released its financial results. The bank closed at Rs. 2.88 lakh crore, an 11% increase in total business. The Bank’s retail deposit share of total deposits is close to 68%. The Bank’s enlarged distribution network, increased operational effectiveness, and a positive business climate were the main drivers of the growth seen in the first quarter. For the first quarter of FY25–26, the net profit was Rs. 372 crore.

With almost 6,350 banking locations spread across 35 of India’s 36 states and union territories, the bank currently serves over 3.14 crore customers. More than 72,000 people are employed by Bandhan Bank in total.

The bank’s deposit base grew by 16% year over year in the first quarter of FY26, and its current deposit book is worth Rs 1.55 lakh crore. At the same time, advances totaled Rs 1.34 lakh crore. At 27.1% of total deposits, the Current Account and Savings Account (CASA) ratio is in place. A crucial measure of financial stability, the Bank’s Capital Adequacy Ratio (CAR) stands at a healthy 19.4%, significantly above the regulatory cutoff.

MD & CEO Partha Pratim Sengupta said, “In Q1 FY26, Bandhan Bank produced a performance that improved sequentially, characterized by robust deposit growth and ongoing momentum in retail and wholesale banking. Even though the operating environment presents some difficulties, our performance shows how resilient our company is at its core and how well our strategy is working. Our priorities continue to be operational effectiveness, responsible risk management, and providing long-term value to our stakeholders and clients”.

With a strategic focus on expanding the retail portfolio, the Bank is working to diversify its asset base. To increase productivity, boost efficiency, and enhance the customer experience, digitization must continue to be accelerated.

Priyanka Dutta